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New Study Redefines Affordable Housing

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A new study suggests from the D.C. Office of Planning says there may be other costs to consider for families about to move to new home. When considering a home loan, mortgage companies usually look at a family's P-I-T -- payment, insurance and taxes. This study, however, shows a family’s transportation spending can push the cost of owning that home to 50 percent of income, or higher. 

"If you’re living far away from retail services, and far away from your job and you have two commuters in your household, when you look for buying a house that’s something you should consider," says Art Rodgers, who oversaw the district's work on the report.

Rodgers says looking at transportation costs can help families make more informed decision before making a move.

The Office of Planning has a "Live Near Your Work" pilot program under works that offers matching homeownership grants for participating employers with workers moving closer to their place of employment.

 

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